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Have you HIRD? The Health Insurance Responsibility Disclosure

Have you HIRD? The Health Insurance Responsibility Disclosure

by Richard Volkmann | Nov 22, 2018 | Business, Department of Revenue, Employee Benefits, FBinsure, health plan benefits, Healthcare, Mass HIRD form

Have you filed your Health Insurance Responsibility Disclosure form yet?  Time is running out, it must be completed by November 30, 2018.   Some of you will remember the old HIRD form from 2006.  That was a nightmare to fill out it and it required an employee form and...
Flu Season is Coming. Get Vaccinated Early!

Flu Season is Coming. Get Vaccinated Early!

by Nikki Hughes | Oct 11, 2018 | Employee Benefits, ensure, Health, Health Insurance, Healthcare, Safety Tips, Uncategorized, winter

In the Wake of the Deadliest Flu Season in Recent History, CDC Urges Public to Take Action Over 700,000 people were estimated to have been admitted to the hospital during the 2017-18 flu season, according to the Centers for Disease Control and Prevention’s (CDC)...
Employer Medical Assistance Contribution (EMAC) Penalties Hit MA Employers Hard

Employer Medical Assistance Contribution (EMAC) Penalties Hit MA Employers Hard

by Richard Volkmann | May 10, 2018 | Employee Benefits, Farrell Backlund, FBinsure, Health, Health Insurance, Healthcare

Massachusetts’ law is now imposing a penalty on employers with employees enrolled in subsidized health coverage, like MassHealth in place of an employer’s plan. These modifications are hitting employers hard!  This act, passed in August 2017 is now...
Revisiting The 7 Year Itch

Revisiting The 7 Year Itch

by Tom Rogers | Jun 8, 2017 | Farrell Backlund, FBinsure, Health, Health Insurance, Healthcare

This week we are pleased to share a blog written by a longtime friend of the agency, Seth Denson of GDP Advisors out of McKinney, TX.  Tom Rogers, FBinsure’s SVP of Sales, took a few moments to share his thoughts about our guest blogger and his partner John...
HMO vs. PPO

HMO vs. PPO

by Richard Volkmann | Apr 6, 2017 | Employee Benefits, FBinsure, Health Insurance, Healthcare

Clients and friends are always asking me “Can we have a PPO?”  Most local companies only offer an HMO, but there are advantages to a PPO. This does not mean that a PPO is for everyone. Here are the pros and cons of a PPO: These are the major differences between an HMO...
PIP! It’s For Me…and You!

PIP! It’s For Me…and You!

by brennagimler1 | Dec 1, 2016 | Auto Insurance, Car Accidents, Claims, Farrell Backlund, FBinsure, Health, Health Insurance, Healthcare, Insurance, Insurance Claims, Insurance Cost

If you have ever driven by or been in an auto accident most likely you’ve also seen an ambulance on the scene carting the injured parties off to the hospital.  As you take that ride in the steel stallion, did you ever think about who is responsible for your medical...
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