Distribution & Trucking

Beyond Insuring Distribution & Trucking. Ensuring Confidence.

Securing and organizing fleets, supply chains, warehouses, docks, and employees are just some of the exposures to risk found in the trucking industry. For transportation professionals, customized strategies that are implemented alongside your operations help to control the risk that burdens your organization.

FBinsure’s experience with distributors in Massachusetts, Rhode Island, and beyond ensures that we bring effective risk management solutions to the table.

Our Risk Advisors work with your team to analyze, develop, and implement tailored risk reduction strategies with our Risk Reduction Approach. This solution works in tandem with the process of correctly placing your insurance programs.  With the right combination of products, service, and value all local to you, FBinsure is the agency to trust with your trucking business.

Our Risk Reduction Approach


We work with your leadership to identify risk control opportunities in more than a dozen areas of your business. This process is the first step in allowing us to make you more attractive to the insurance marketplace.



The result of our intensive Risk Reduction Process is a Risk Reduction Plan tailored to your specific organizational needs. This collection of proactive strategies becomes the basis of our ongoing relationship.


A goal without a plan is just a wish. Our team works with you to develop an implementation plan. We outline solutions, identify key players in your organization and ours, and schedule the timing of service delivery.

Coverage Needs For Distribution & Trucking Operations.

Commercial General Liability

The baseline for commercial insurance programs, a General Liability policy is issued to business organizations to protect them against liability claims for bodily injury and property damage arising out of premises, operations, products, and completed operations; and also offers protection for advertising and personal injury liability that businesses are exposed to in the normal course of their daily operations.


Our in-house bonding team has the experience and expertise in surety bonding to serve a wide variety of industries. They will construct a bonding program that will meet the specific business requirements of your organization providing surety bonds that include contract, license & permit, and fidelity bonds to name a few.

Surety Bonds are a three-party contract under which the insurer agrees to pay losses caused by criminal acts such as fidelity bonds or the failure to perform a specific act such as performance and/or payment bonds. The principal or the obligor (the party with the obligation to perform) agrees if there is a default, the surety (or the insurer), pays the loss of the third party or the obligee. The obligor must then reimburse the surety for the amount of loss paid.

Business Auto Policy

A Business Automobile policy ensures protection for any vehicle utilized by your organization. Whether a single vehicle or an entire fleet, this coverage protects the vehicles, your company and your employees in the event of an accident. Coverage includes liability and physical damage, however, other coverages are available via endorsement, including but not limited to Hired & Non-owned automobile liability or Drive Other Car Coverage. Except for auto-related businesses and motor carrier or trucking firms, a Business Automobile policy addresses the needs of most commercial entities as they relate to automobile insurance.

Inland Marine

Inland Marine coverage is property insurance for property in transit over land, certain types of moveable property, instrumentalities of transportation (such as bridges, roads, and piers), instrumentalities of communication (such as television and radio towers), and legal liability exposures of bailees. Many Inland Marine coverage forms provide coverage without regard to the location of the covered property, these are sometimes called “floater” policies. As a group, inland marine coverage forms are generally broader than property coverage forms. There are various types of Inland Marine coverage such as Builders Risk, Motor Cargo, Equipment Floaters, Fine Arts, Installation Floater, Jewelers Block, Transit Coverage, Ocean Marine coverage, etc.

Workers' Compensation

Workers’ Compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of their employment. While plans differ among states, provisions can be made for weekly payments in place of wages (functioning in this case as a form of disability insurance), compensation for economic loss (past and future), reimbursement or payment of medical and like expenses (functioning in this case as a form of health insurance), and benefits payable to the dependents of workers killed during employment (functioning in this case as a form of life insurance).

Request a Quote

Just answer a few simple questions a Risk Advisors will contact you within 1-2 business days.