Calculating Your Renter’s Needs
Create a Home Inventory Checklist
Simply making this list can help you take note of what your possessions are worth and decide how much renters insurance you would like to purchase. This checklist may also become useful in the event that you have to file an insurance claim—all your possessions and their values are already laid out for you.
Deciding on any additional coverage
Once you’ve determined how much your items are worth, you can now decide if you need additional coverage. It may be useful to increase your policy limits to cover your more valuable items or get a separate policy for certain items such as jewelry or artwork.
Pick the best deductible for you
A deductible is how much you pay before your insurer starts paying for a covered incident. A higher deductible plan means your payments will be cheaper, but you’ll have to pay more out of pocket in the event of a claim.
Find available bundling options
Most insurers give discounts as an incentive for having more than one policy with them. We will review your situation to find what bundling options are available to you.
Request a Quote
Answers a few quick questions and an insurance advisor will reach out to discuss the right insurance solution for you.