Renter/Condo Insurance

What do you think your belongings are worth?

Even if you don’t own a house in MA, RI and beyond, conducting a thorough home inventory for your apartment or Condo may be an eye-opening experience. The value of your furniture, media collection, clothing, books and moveable appliances can really add up. Without coverage, replacing these items could be a real financial hardship. With customized renters insurance, you are covered. Plus, if you have valuables such as expensive jewelry or collectibles, an endorsement to a renters insurance policy can add to the policy’s provisions. This means that in the event of a covered loss, the amount of insurance is enough to cover the repair, replacement or cash reimbursement of the item.

At FBinsure we customized policies to your individual needs so that you can have the peace of mind the possessions you have worked hard for are safeguarded.

Calculating Your Renter’s Needs

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Create a Home Inventory Checklist

Simply making this list can help you take note of what your possessions are worth and decide how much renters insurance you would like to purchase. This checklist may also become useful in the event that you have to file an insurance claim—all your possessions and their values are already laid out for you.

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Deciding on any additional coverage

Once you’ve determined how much your items are worth, you can now decide if you need additional coverage. It may be useful to increase your policy limits to cover your more valuable items or get a separate policy for certain items such as jewelry or artwork.

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Pick the best deductible for you

A deductible is how much you pay before your insurer starts paying for a covered incident. A higher deductible plan means your payments will be cheaper, but you’ll have to pay more out of pocket in the event of a claim.

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Find available bundling options

Most insurers give discounts as an incentive for having more than one policy with them. We will review your situation to find what bundling options are available to you.

Request a Quote

Answers a few quick questions and an insurance advisor will reach out to discuss the right insurance solution for you.

Talk to Us

508.824.8666 info@fbinsure.com 128 Dean Street Taunton, MA 02780