Our Risk Advisors’ experience working with manufacturers translates to risk & insurance solutions tailored to your company’s growth goals. With the right combination of products, service, and value, all local to you, there really is no other choice.
Our Risk Reduction Approach
Our first step is a deep dive conversation into your day-to-day operations. We find which areas you are succeeding in and where you need extra help, resulting in a Total Cost of Risk assessment.
After arriving at a Total Cost of Risk your Risk Advisor will craft a Risk Reduction Plan. The plan hones in on the areas we have collectively decided need improvement with proactive strategies.
After the plan has been set in place, implementation is a matter of following the calendar developed in the RR Plan, outlining the solutions, key players, and overall schedule.
Critical Coverage for Your Industry
Workers’ Compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of their employment. While plans differ among states, provisions can be made for weekly payments in place of wages (functioning in this case as a form of disability insurance), compensation for economic loss (past and future), reimbursement or payment of medical and like expenses (functioning in this case as a form of health insurance), and benefits payable to the dependents of workers killed during employment (functioning in this case as a form of life insurance).
Commercial General Liability
The baseline for commercial insurance programs, a General Liability policy is issued to business organizations to protect them against liability claims for bodily injury and property damage arising out of premises, operations, products, and completed operations; and also offers protection for advertising and personal injury liability that businesses are exposed to in the normal course of their daily operations.
Pollution Liability insurance covers costs related to various types of environmental pollution. This can include the costs of brownfield restoration and cleanup, liability for injuries and deaths caused by pollution. Pollution insurance usually takes the form of first-party coverage for contamination of insured property either by external or on-site sources. Coverage is also afforded for liability to third parties arising from contamination of air, water, or land due to the sudden and accidental release of hazardous materials from the insured site.
We really appreciate FBinsure’s efforts to visit us at our facility and go through our entire insurance needs piece by piece to best tailor our policies to our specific business needs. The team at FBinsure is excellent at explaining how the insurance policies actually work, in layman’s terms, so we understand what the policies we are paying for are actually covering for us. We’ve found that the FBinsure team is very attentive and any time we’ve had any questions, we can rest assured that we will get them answered in a timely manner.
Request a Quote
Just answer a few simple questions and a Risk Advisors will contact you within 1-2 business days.