by Nikki Hughes | Dec 14, 2017 | Agent Selection, Experience Mod, FAQ, Farrell Backlund, FBinsure
Having an upbeat positive work environment can save you money on your insurance. You may be asking yourself “what does insurance have to do with the moral of my company?” The answer is A LOT. Often times when I walk into the office of a new prospect I can get a pretty...
by Nikki Hughes | Nov 9, 2017 | Business, Business Insurance, Business Risk, Commercial Insurance, Construction, Experience Mod, FBinsure, Insurance Claims, Insurance Coverage, OSHA, Risk Management, Safety
Employers Subject to OSHA Most private sector employers in the United States, the District of Columbia and other U.S. jurisdictions are subject to the OSH Act, either directly or through an OSHA-approved state program. State plans are OSHA-approved job safety and...
by Tom Rogers | Dec 11, 2014 | Business Insurance, Claims, Commercial, Experience Mod, Farrell Backlund, Helpful Tips, Insurance, Insurance Cost, Workers Compensation
[youtube https://www.youtube.com/watch?v=sfRUGD6TTgI] We have heard from employers time and time again when they begin discussing Workers’ Compensation that “There’s nothing you can do about it”, “Here in Massachusetts the rates are set by the state”, “It’s out of our...
by Tom Rogers | Dec 4, 2014 | Claims, Commercial, Experience Mod, Farrell Backlund, Insurance, Insurance Cost, Workers Compensation
[youtube https://www.youtube.com/watch?v=TcyLDamvAVI] Today’s dirty little secret is that not all doctors or medical professionals are created equal. Often times we have an injured employee and we are not sure what to do with them at that point so we send them off to...
by Tom Rogers | Nov 28, 2014 | Claims, Commercial, Experience Mod, Farrell Backlund, Helpful Tips, Insurance, Workers Compensation
[youtube https://www.youtube.com/watch?v=g0bbUCsGqFE] Secret # 3 may come as a surprise to you but one which is important for us to share with you. The culture of an organization will have a larger impact on your premium dollars than the safety practices of an...
by Tom Rogers | Nov 20, 2014 | Claims, Commercial, Experience Mod, Farrell Backlund, Insurance Cost, Workers Compensation
[youtube https://www.youtube.com/watch?v=fkNObTFWH_8] Here is another little secret for you. A supervisor is more important than a doctor when it comes to a workers’ compensation claim. Now that may sound crazy! How could a supervisor be more important than...