by John Tessier | Jun 29, 2017 | Auto Insurance, ensure, Farrell Backlund, FBinsure, Homeowners Insurance, Insurance Cost, Personal Insurance, personal property, Renters Insurance
Today’s insurance climate is changing rapidly. Society’s increased need for 24 hour “on demand” service is helping to shape more of a self-service industry where clients can buy, cancel, and make changes to their policy at 2:00 am while channel surfing on their couch....
by Tom Rogers | Jun 8, 2017 | Farrell Backlund, FBinsure, Health, Health Insurance, Healthcare
This week we are pleased to share a blog written by a longtime friend of the agency, Seth Denson of GDP Advisors out of McKinney, TX. Tom Rogers, FBinsure’s SVP of Sales, took a few moments to share his thoughts about our guest blogger and his partner John...
by Nikki Hughes | Apr 27, 2017 | FBinsure, Insurance, Insurance Coverage, Umbrella Policy
In the event that someone is injured on your property and you are found legally responsible, you could be faced with a costly financial burden. In fact, without a personal umbrella liability insurance policy, any expenses beyond the limits of your standard policy are...
by Judi Kagiwada | Apr 20, 2017 | Dob Bites, Dog Bite Liability, Homeowners Insurance
There are more than 78 million people who own a dog in the US. That is 78 million dog owners who could potentially be, or have been, a defendant in a dog bite liability case. Although the consequences may vary, the fact remains that dog bites are costly. It is also...
by Richard Volkmann | Apr 6, 2017 | Employee Benefits, FBinsure, Health Insurance, Healthcare
Clients and friends are always asking me “Can we have a PPO?” Most local companies only offer an HMO, but there are advantages to a PPO. This does not mean that a PPO is for everyone. Here are the pros and cons of a PPO: These are the major differences between an HMO...
