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The Independent Agent Advantage

The Independent Agent Advantage

by Judi Kagiwada | Jan 21, 2022 | Agent Selection, Beyond Insuring. Ensuring, Independent Agent Advantage, Personal Risk

Insurance Team Options in Massachusetts There are 2 ways an individual can purchase their insurance. They can go to a direct writer or reach out to an independent insurance agent. A direct writer sells policies for only one insurance company, opposed to independent...
Insuring for the Expected & Unexpected

Insuring for the Expected & Unexpected

by Judi Kagiwada | Feb 12, 2021 | Disasters, Flood, Flood Insurance, Homeowners Insurance, Hurricane Preparedness, Judi Kagiwada

Freak Happenings It felt like 2020 threw every surprise in the book at us. For Massachusetts residents, there was even an earthquake late in the year which turned out to be the strongest ever recorded for our state.  Not many people in our region have considered the...
Brrr… Managing Winter Utility Bills

Brrr… Managing Winter Utility Bills

by Judi Kagiwada | Jan 8, 2021 | Home Maintenance, Home Tips

Dropping Temperatures When outside temperatures begin to drop, one of the most costly consequences is the increased energy it takes to maintain a comfortable home temperature. Though it may be tempting to simply lower the temperature on a thermostat, family members...
Taking Care of Your Car This Winter

Taking Care of Your Car This Winter

by Judi Kagiwada | Nov 6, 2020 | Auto Insurance, Emergency Preparedness, Personal Risk, Safety Tips, Seasonal Preparedness

Baby its getting cold outside! Last week we discussed preparing our home for winter, and now it’s time to start considering our cars. There’s is nothing more frightening than getting stranded in the cold because your car has a issue cause by inclement weather....
Insurance Agents Are The Key To A Better Auto Policy

Insurance Agents Are The Key To A Better Auto Policy

by Judi Kagiwada | Jul 24, 2020 | Auto Insurance, Independent Agent Advantage, Judi Kagiwada, Personal Insurance, Personal Risk

Insurance legislation varies state by state. In Massachusetts, insurance is mandatory and you cannot legally drive your car without it. Insurance premiums in Massachusetts, however, vary immensely from one insurance company to another meaning it’s important to...
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