by brennagimler1 | Jul 10, 2014 | Farrell Backlund, FBinsure, Insurance, Insurance Cost
Have you stopped to think about how much that 15 minute policy is really worth? Here’s some food for thought. It may take just 15 minutes but it doesn’t answer your questions. Nope that is another call that will take you well over 15 minutes to get answered and may...
by brennagimler1 | Jul 10, 2014 | Insurance
It is now summer and most of us have traded in our winter jackets, mittens and scarves for bathing suits, flip flops and sun block. Why is not a surprise. The weather has changed and now the daily temperature is in the 70s. With beautiful weather like this, we...
by John Tessier | Jun 16, 2014 | Auto Insurance, Car Accidents, Claims, Farrell Backlund, Helpful Tips, Insurance
When it comes to collision coverage on the auto policy, the guideline many people go by is to delete collision after the vehicle is ten years old. Many believe that after the ten-year mark, many vehicles are not worth enough to warrant keeping the expensive collision...
by John Tessier | Jan 15, 2014 | Farrell Backlund, Helpful Tips, Home Maintenance, Homeowners Insurance, Insurance
I find it interesting how Other Structures coverage on the Homeowner’s policy is often overlooked by those who need it, but becomes a point of contention for those who feel they do not. I field a lot of calls by people who wish to remove the coverage because they have...
by John Tessier | Nov 8, 2013 | Auto Insurance, Car Accidents, Claims, Farrell Backlund, Homeowners Insurance, Insurance
Most personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury you are responsible for, whether it is bodily injury or personal injury. Lawsuits can stem from auto accidents, boating accidents, slip and falls,...
by John Tessier | Oct 25, 2013 | Claims, Discounts, Farrell Backlund, Homeowners Insurance, Insurance
There are many types of coverage offered on a typical homeowner’s policy, but when is it a good idea to file a claim vs. footing the bill yourself for any damage? Many carriers offer loss free credits, or provide a better pricing tier for those with no claims...