by Richard Volkmann | Oct 27, 2017 | Benemax, Employee Benefits, Farrell Backlund, FBinsure, Insurance, MassHealth, Rich Volkmann
Massachusetts continues to struggle to find a way to pay for MassHealth. On August 1, Governor Charlie Baker signed into law H.3822. This law is expected to raise 200 million. Massachusetts are combined into a single program called MassHealth. MassHealth covers...
by Richard Volkmann | Apr 6, 2017 | Employee Benefits, FBinsure, Health Insurance, Healthcare
Clients and friends are always asking me “Can we have a PPO?” Most local companies only offer an HMO, but there are advantages to a PPO. This does not mean that a PPO is for everyone. Here are the pros and cons of a PPO: These are the major differences between an HMO...
by Joe Bickel | Dec 8, 2016 | Employee Benefits, FBinsure, Retirement Plans
ERISA stands for The Employee Retirement Income Security Act and was established in 1974 to protect employee benefit plans from losses due to acts of fraud or dishonesty. It was designed to lay out and protect a set of minimum standards for pension plans in private...
by Richard Volkmann | Nov 3, 2016 | Employee Benefits, Health Insurance, Healthcare
Picking your insurance agent is like voting for a presidential candidate. You have to weigh the benefits that they offer and pick the one agent that best represents your needs. This year we vote for the next President of The United States. Over the last 18...
by brennagimler1 | Sep 29, 2016 | Employee Benefits, Health Insurance
Do you know what you need to know when choosing the right health plan? The worst mistake you can make is choosing by price. The most expensive might not be the best for you and the cheapest could certainly be a big mistake. Health plans have changes more in the...
by brennagimler1 | Sep 1, 2016 | Employee Benefits, Final Expenses, Life Insurance, Personal Risk
In my last blog “Did Prince have Life Insurance?” I broke the unfortunate news that everyone is going to die at some point. If you are a young, healthy individual then death will be the furthest thing from your mind and it should be. Thinking about death on a daily...
