In my last blog “Did Prince have Life Insurance?” I broke the unfortunate news that everyone is going to die at some point. If you are a young, healthy individual then death will be the furthest thing from your mind and it should be. Thinking about death on a daily basis is no way to live. However, as a licensed Life and Health insurance agent I deal with this reality (thankfully, for people other than myself) on a daily basis. Life insurance, as unpleasant a reality as it represents, is critical to helping your loved ones continue living their lives without fearing for their financial future once you’re gone.
Tragedies and accidents occur every day. Unintentional injuries resulting in death was the 4th leading cause of death as reported by the CDC in 2015 (2014 data) with 136,053 deaths. We hear and read stories all the time about these horrific accidents. Just recently a 10 year old boy died at a water park in Kansas, a 59 year old women fell to her death in Wilmington, Delaware while zip lining and a 26 year old women was killed right here in Boston after falling out of a party bus. In each of these cases the deceased were just trying to have fun and enjoy themselves when the unexpected happened.
I’ve worked with clients from all walks of life who are planning for their future. Whether they wanted to provide for their children, pay off their mortgage, or take care of their final expenses, life insurance is a key piece to the puzzle. If you would like to know if you qualify for life insurance, or figure out how much you need please reach out to us so that we can answer any questions you may have and create a plan to fit your needs. Benjamin Franklin is quoted as saying there are only two certainties in life: Death and Taxes, and a life insurance policy can help protect you from both when it comes to…well…death.