by Derek Smith | May 29, 2020 | Commercial Insurance, Employee Benefits
Of all the things business owners have to plan and deal with, key man insurance is one of the most overlooked and important items. Getting key man insurance will never be a top of mind, urgent issue until, unfortunately, it is too late. That is why it is so critical...
by Derek Smith | Apr 1, 2020 | Employee Benefits, Personal Insurance
Can I Still Get Life Insurance The unprecedented nature of COVID-19 has left many American’s scrambling to determine what exactly they and their loved one’s have for Life Insurance coverage. If you are like most people, you have some idea of your life insurance,...
by Derek Smith | Aug 23, 2019 | Employee Benefits, FB Comp Advisors
The frustration of the year after year double digit premium increases has left many business owners seeing their health insurance renewal as a necessary evil. Fed up with the empty promises of insurance agents, rising costs, diminished benefits, and a lack of options...
by Derek Smith | May 9, 2019 | Commercial Insurance, Employee Benefits
The Rising Health Care Cost Challenge According to the National Conference of State Legislatures in 2018, the average annual employer-based family coverage premium was $19,616, up 5% from 2017! Premiums have increased over 20% since 2012. Health insurance now...
by Derek Smith | Feb 20, 2019 | Employee Benefits, FB Comp Advisors
If you offer health insurance to your employees you are aware that it is bought in one – year policy increments. Every year your insurance broker arrives at your office, spreadsheet in hand ready to explain why you received an increase. Insurance carriers do this in...
