by Sandy Duarte | Apr 16, 2024 | Homeowners Insurance, Personal Insurance, Personal Risk, Property Insurance
While all homeowners’ policies offer fundamental coverage, adding endorsements to your insurance policy can provide extra protection that you’ll be grateful for when the unexpected happens. These insurance endorsements can elevate your policy and ensure...
by Dan Kundicz | Sep 28, 2017 | Disasters, Farrell Backlund, FBinsure, Flood, Flood Insurance, Homeowners Insurance
Mother Nature can be unpredictable and unforgiving. Storms, hurricanes, and flash flooding can strike with little warning, causing significant damage. While your Homeowner’s Insurance policy covers most weather-related damages, it typically excludes certain water...
by Nikki Hughes | Apr 27, 2017 | FBinsure, Insurance, Insurance Coverage, Umbrella Policy
In the event that someone is injured on your property and you are found legally responsible, you could be faced with a costly financial burden. In fact, without a personal umbrella liability insurance policy, any expenses beyond the limits of your standard policy are...
by brennagimler1 | Dec 29, 2016 | Agent Selection, FBinsure, Homeowners Insurance, Insurance, Insurance Coverage, worldwide insurance coverage
Some people think that a Homeowner’s insurance policy is just to protect one’s home and personal belongings. Believe me; it is so much more than that. Homeowner’s insurance also provides Liability Coverage. This means that if you are found to be negligent in your...
by brennagimler1 | Jan 21, 2016 | Homeowners Insurance, Uncategorized
Last week we reviewed how your Homeowners policy offers protection for you and your family. This week we review a few key ways that it also protects you against lawsuits and disasters. Part II: Liability to Others This portion of your policy covers against lawsuits...