Spring can bring sunshine, flowers and make us all feel alive again as the cold weather (slowly) moves away, but it can also bring about some of the year’s most dangerous weather and wreak havoc on many aspects of a company’s operations. Here are some spring storm threats to watch out for and measures you can take for your business to minimize damage.
Dangerous Spring Weather
Unexpected, severe weather increases the risk of property damage, injury, and even death. Some common types of spring weather events include:
Severe thunderstorms can produce strong winds, large hail and lightning. If lightning strikes in a dry area, fires can occur.
Snowmelt, ice jams and heavy rain can produce large amounts of water runoff in a short period of time, resulting in severe flooding.
It may seem like the winter is behind us, but this year wouldn’t be the first to see an Easter snowstorm. Blizzards that occur in the spring can cause power outages or property damage, and force businesses to shut down operations due to poor road conditions.
- Excessive heat
The other side of that coin can see the weather turn very quickly, resulting in high temperatures. During the second half of spring, typically higher temperatures can lead to heat-related disorders or illnesses if employees work in outdoor environments.
Minimizing Storm Risks
While springtime weather can be unpredictable, businesses can minimize risks to both people and property by preparing for all situations. Business leaders should consider the following precautions:
- Develop a plan
If employees have to travel to work, severe spring weather could put them in danger on the road. In addition, shelter-in-place orders or power outages could also pose threats to onsite employees, clients and customers. Having a plan in place can help everyone remain safe during an emergency. Outline what employees should do in different circumstances – such as power loss – and have a communication protocol. Conduct drills until the plan becomes second nature.
- Keep an emergency kit on hand
This kit should contain emergency supplies, including flashlights, water, a first-aid kit, extra batteries, a toolset and current contact information for state and local authorities.
- Secure the property and outdoor assets
Dead trees, weak structures, and unsecured materials can become airborne hazards during storms with high winds, damaging buildings or external systems. If severe weather is in the forecast, take action. Close windows securely, bring outdoor furniture inside and clear out storm drains.
- Back up data
Severe weather can cause power outages and may physically damage equipment. Back up critical data often to help smoothly rebuild any systems in the event of a loss.
- Obtain proper insurance coverage
An experienced insurance broker can help business leaders understand and plan for the impacts of catastrophic weather. Contact FBinsure to complete a coverage review and ensure there are no gaps in coverage that will result in an uncovered loss.
By minimizing the opportunity for property damage, preparing employees to act and working with an experienced broker to ensure that you have appropriate coverage, businesses can better mitigate risks during the springtime. Call your local FBinsure office today to speak to an agent about the right coverage for your business and visit our social media pages for more tips on business safety and risk management.