by John Tessier | Jan 15, 2014 | Farrell Backlund, Helpful Tips, Home Maintenance, Homeowners Insurance, Insurance
I find it interesting how Other Structures coverage on the Homeowner’s policy is often overlooked by those who need it, but becomes a point of contention for those who feel they do not. I field a lot of calls by people who wish to remove the coverage because they have...
by John Tessier | Nov 8, 2013 | Auto Insurance, Car Accidents, Claims, Farrell Backlund, Homeowners Insurance, Insurance
Most personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury you are responsible for, whether it is bodily injury or personal injury. Lawsuits can stem from auto accidents, boating accidents, slip and falls,...
by John Tessier | Oct 25, 2013 | Claims, Discounts, Farrell Backlund, Homeowners Insurance, Insurance
There are many types of coverage offered on a typical homeowner’s policy, but when is it a good idea to file a claim vs. footing the bill yourself for any damage? Many carriers offer loss free credits, or provide a better pricing tier for those with no claims...
by John Tessier | Aug 10, 2013 | Auto Insurance, Claims, Discounts, FAQ, Farrell Backlund, Homeowners Insurance, Insurance, insurance coupons, Miscellaneous, Risk Management, Uncategorized
Insurance premiums in Massachusetts are rising, which is causing people to decrease coverages or shop for a better price. While getting a good deal is always a good thing, buyers should beware that the old adage “you get what you pay for” holds true in insurance as...
by brennagimler1 | Jul 25, 2013 | Homeowners Insurance, Insurance
Burglary is defined as the unlawful breaking and entering of a structure with the intent to commit a felony or theft. Approximately 62.4% of burglaries take place while homeowners are at work. According to the FBI, a home or residence is burglarized in the U.S every...
by John Tessier | Apr 2, 2013 | FAQ, Farrell Backlund, Flood Insurance, Home Maintenance, Homeowners Insurance, Life Insurance
With spring fighting its way into its rightful place as the ruler of March through June; it is time to discuss flooding and its impact on you (and your insurance coverage). As we all know we had quite a bit of snow this winter, and now all of that snow is melting....
