by Sandy Duarte | Apr 16, 2024 | Homeowners Insurance, Personal Insurance, Personal Risk, Property Insurance
While all homeowners’ policies offer fundamental coverage, adding endorsements to your insurance policy can provide extra protection that you’ll be grateful for when the unexpected happens. These insurance endorsements can elevate your policy and ensure...
by Nikki Hughes | Jan 18, 2018 | Claims, Emergency Preparedness, Farrell Backlund, FBinsure, Home Maintenance, Homeowners Insurance, ice dams, ice removal
Did You Know? Ice dams are caused by uneven heat loss from your home in wintry conditions refreezing melted snow. This causes the roof to warm above freezing temperature, which allows snow to melt and then re-freeze before it reaches the roof’s edge. If this cycle...
by Justin Bourque | Dec 21, 2017 | Claims, Food for Thought, Home Maintenance, Home Tips, Homeowners Insurance, Personal Risk, Safety Tips, Seasonal Preparedness, winter
The season is changing fast and cold nights and snowy days are upon us. The winter season can be the most challenging season for us all. The added stress of the holidays combined with less than perfect weather, certainly provides a most challenging season to deal...
by Dan Kundicz | Sep 28, 2017 | Disasters, Farrell Backlund, FBinsure, Flood, Flood Insurance, Homeowners Insurance
Mother Nature can be unpredictable and unforgiving. Storms, hurricanes, and flash flooding can strike with little warning, causing significant damage. While your Homeowner’s Insurance policy covers most weather-related damages, it typically excludes certain water...
by Dan Kundicz | Aug 17, 2017 | Farrell Backlund, FBinsure, Homeowners Insurance, Insurance, Insurance Claims, Insurance Coverage, Pools
This is the time of the year that most people try to beat the heat by heading to the beach or hanging out by the pool. Swimming pools can make for a great time, but are you properly covered? Adding a swimming pool can increase the value of your home but also expose...
by John Tessier | Jun 29, 2017 | Auto Insurance, ensure, Farrell Backlund, FBinsure, Homeowners Insurance, Insurance Cost, Personal Insurance, personal property, Renters Insurance
Today’s insurance climate is changing rapidly. Society’s increased need for 24 hour “on demand” service is helping to shape more of a self-service industry where clients can buy, cancel, and make changes to their policy at 2:00 am while channel surfing on their couch....
