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Flood Insurance 101: Protect Your Home from Nature’s Fury

Flood Insurance 101: Protect Your Home from Nature’s Fury

by Dan Kundicz | Sep 28, 2017 | Disasters, Farrell Backlund, FBinsure, Flood, Flood Insurance, Homeowners Insurance

Mother Nature can be unpredictable and unforgiving. Storms, hurricanes, and flash flooding can strike with little warning, causing significant damage. While your Homeowner’s Insurance policy covers most weather-related damages, it typically excludes certain water...

Springtime Flooding, Where Does Coverage Come From?

by John Tessier | Apr 2, 2013 | FAQ, Farrell Backlund, Flood Insurance, Home Maintenance, Homeowners Insurance, Life Insurance

With spring fighting its way into its rightful place as the ruler of March through June; it is time to discuss flooding and its impact on you (and your insurance coverage). As we all know we had quite a bit of snow this winter, and now all of that snow is melting....

One Size Does NOT Fit All

by John Tessier | May 25, 2011 | Auto Insurance, Employee Benefits, Farrell Backlund, Flood Insurance, Homeowners Insurance, Life Insurance

If you are like most people, when it comes to insurance coverage you think “I have insurance so I am covered for everything, right?” Unfortunately, the idea that you are covered for everything is not that simple. All policies have exclusions, limitations and...

Catastrophes Disasters and Insurance, Oh My!

by John Tessier | May 20, 2011 | Auto Insurance, Farrell Backlund, Flood Insurance, Homeowners Insurance

The wrath of Mother Nature has always been a real concern, but lately it seems as though she has been especially scornful. A recent article by Patricia-Anne Tom was published in the Insurance Journal that discusses this issue and how it affects all of us. Dr....

Summary of Re/Insurers’ Loss Estimates from Japan’s Earthquake, Tsunami

by John Tessier | Apr 20, 2011 | Farrell Backlund, Flood Insurance, Homeowners Insurance

Some of the world’s leading insurers and reinsurers have issued initial estimates of how much the earthquake that hit Japan on March 11 will cost them and more are expected do so over the next few weeks. Risk modeling agency RMS has estimated the total insured loss at...

Helpful Tips for Leaky Basements

by John Tessier | Apr 4, 2011 | Flood Insurance, Homeowners Insurance

Do you find that during the spring thaw your basement takes on water? If so, below are 5 things you should know in the event you have water in your basement. Water leaking into your basement is not covered under flood insurance. If you have a leaky basement, your...
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