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Having a Safe and Spooktacular Halloween

by John Tessier | Oct 22, 2012 | Farrell Backlund, Halloween, Miscellaneous, Safety

With Halloween just over a week away, I thought it would be nice to take a moment to discuss the origin of this holiday and share some tips on how to make Halloween a safe and enjoyable evening. According to the Library of Congress’ American Folklife Center found at...

Are You Prepared For A Disaster?

by John Tessier | Oct 1, 2012 | Farrell Backlund, Homeowners Insurance, Safety

September is National Preparedness Month, which is sponsored by the Federal Emergency Management Agency (FEMA) and the US Department of Homeland Security. The goal is to promote disaster preparedness for people, businesses, and communities. An integral part of...

To Exclude Or Not Exclude, That Is The Question

by John Tessier | Sep 5, 2012 | Auto Insurance, Farrell Backlund, Uncategorized

With college kids revving up for another year away at college, parents often call to remove their children from their auto policy to try to save a few dollars. While this may be possible in some states, it is not the case for all. In Massachusetts all household...

Does Homeowner’s Insurance Cover Your College Student’s Belongings?

by John Tessier | Aug 30, 2012 | Farrell Backlund, Homeowners Insurance

With fall fast approaching, school bells will soon be heard by children and parents alike. Those who have children going to college have no doubt purchased a new laptop, bedding for those oddly shaped and oh-so-comfortable dorm beds, TVs, stereos, and countless other...

Culture vs Safety: What Drives the Cost of Workers’ Compensation?

by Tom Rogers | May 3, 2012 | Commercial, Farrell Backlund, Risk Management, Safety, Workers Compensation

Have you ever played the game of “If I was starting a football team today, who would I draft to be my starting quarterback?”  Tom Brady, of course.  That’s a no brainer, but a topic for another blog. What if we were starting a company today?  Where would you invest...

Dwelling Value vs. Market Value: What Are You Insuring?

by John Tessier | Apr 13, 2012 | Farrell Backlund, Homeowners Insurance

With home values significantly reduced for the past few years, I have grown accustomed to phone calls from customers insisting that the dwelling value listed on their insurance policy is way too high. They typically say, “I could never sell my house for that much.”...
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