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Springtime Flooding, Where Does Coverage Come From?

by John Tessier | Apr 2, 2013 | FAQ, Farrell Backlund, Flood Insurance, Home Maintenance, Homeowners Insurance, Life Insurance

With spring fighting its way into its rightful place as the ruler of March through June; it is time to discuss flooding and its impact on you (and your insurance coverage). As we all know we had quite a bit of snow this winter, and now all of that snow is melting....

No Use Crying Over Spoiled Milk: Food Spoilage Coverage

by John Tessier | Sep 2, 2011 | FAQ, Farrell Backlund, Homeowners Insurance

It has been a full five days since Irene tore through New England and many people still find themselves without power. The first few days were fun as people adapted to their new camping lifestyle, but now they are starting to see the long-term effects of no power,...

Hurricane Irene: Are You Prepared?

by John Tessier | Aug 25, 2011 | FAQ, Farrell Backlund, Homeowners Insurance

With Hurricane Irene barreling up the coast, now is a good time to be sure you are prepared for the worst. Below is a list of items you should have on hand for the oncoming storm. PREPAREDNESS FOR YOUR FAMILY At least a 3-day supply of water (one gallon per person,...

It’s Hurricane Season: What Does Your Policy Cover?

by John Tessier | Jul 27, 2011 | FAQ, Farrell Backlund, Homeowners Insurance

In Massachusetts, homeowners’ policies provide coverage for windstorms. Hurricanes are simply large windstorms that can wreak havoc on your home. Although your policy will respond to the damages , your policy may contain some special limitations or deductibles in the...
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