by John Tessier | Nov 7, 2014 | Auto Insurance, Car Accidents, Claims, Credit Score, Discounts, FAQ, Farrell Backlund, Helpful Tips, Insurance, Insurance Cost
When it comes to auto insurance many people rely on myths about what factors into their insurance rates and how they can help minimize their insurance cost. Throughout the years I have heard a lot of reasons why someone’s insurance should be higher or lower, and many...
by John Tessier | Sep 19, 2014 | Agent Selection, Auto Insurance, Business Insurance, Claims, Discounts, FAQ, Farrell Backlund, Helpful Tips, Homeowners Insurance, Insurance
People often ask why they should insure with FBinsure. After all, direct writers are constantly assaulting the airwaves with quirky mascots screaming that they can save you money in just a few minutes. Insurance is all the same, right? To me the reason is simple: You...
by John Tessier | Aug 29, 2014 | Auto Insurance, Car Accidents, Claims, Insurance
Originally published on Aug 29, 2014 by John Tessier. Updated on June 9, 2022 by Alyssa Anderson. I find that when someone totals their vehicle in an accident, they are not fully aware of how the total loss process works. Many believe that they will receive enough...
by John Tessier | Jun 16, 2014 | Auto Insurance, Car Accidents, Claims, Farrell Backlund, Helpful Tips, Insurance
When it comes to collision coverage on the auto policy, the guideline many people go by is to delete collision after the vehicle is ten years old. Many believe that after the ten-year mark, many vehicles are not worth enough to warrant keeping the expensive collision...
by John Tessier | Nov 8, 2013 | Auto Insurance, Car Accidents, Claims, Farrell Backlund, Homeowners Insurance, Insurance
Most personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury you are responsible for, whether it is bodily injury or personal injury. Lawsuits can stem from auto accidents, boating accidents, slip and falls,...
by John Tessier | Oct 25, 2013 | Claims, Discounts, Farrell Backlund, Homeowners Insurance, Insurance
There are many types of coverage offered on a typical homeowner’s policy, but when is it a good idea to file a claim vs. footing the bill yourself for any damage? Many carriers offer loss free credits, or provide a better pricing tier for those with no claims...
