by Jared Perkoski | Dec 20, 2019 | Commercial Insurance, Employee Benefits, FB Comp Advisors, FB Risk Advisor
Accidents happen. No matter how careful you are. No matter how many safety meetings you have. No matter how many safety modules you make your employees watch, accidents can and will happen. This is the reason you have workers’ compensation insurance. This insurance...
by Derek Smith | Aug 23, 2019 | Employee Benefits, FB Comp Advisors
The frustration of the year after year double digit premium increases has left many business owners seeing their health insurance renewal as a necessary evil. Fed up with the empty promises of insurance agents, rising costs, diminished benefits, and a lack of options...
by Derek Smith | May 9, 2019 | Commercial Insurance, Employee Benefits
The Rising Health Care Cost Challenge According to the National Conference of State Legislatures in 2018, the average annual employer-based family coverage premium was $19,616, up 5% from 2017! Premiums have increased over 20% since 2012. Health insurance now...
by Jared Perkoski | Apr 11, 2019 | Employee Benefits, FB Risk Advisor
According to the United States Census Bureau half of all businesses are owned by baby boomers. This means that the owners are between the ages of 53 to 71. The Census Bureau also states that the average age of retirement in the United States is 63 years old. This...
by Derek Smith | Feb 20, 2019 | Employee Benefits, FB Comp Advisors
If you offer health insurance to your employees you are aware that it is bought in one – year policy increments. Every year your insurance broker arrives at your office, spreadsheet in hand ready to explain why you received an increase. Insurance carriers do this in...
by Richard Volkmann | Jan 17, 2019 | Compliance Updates, Employee Benefits
2019 will be the year that many employers learn more about the possible devastating effects of the MassHealth Premium Assistance Program! Will you be one of them? Let’s hope not because this program could increase a company’s total benefits line item, which in most...
