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Do I Really Need To Purchase Title Insurance For My Home?

Do I Really Need To Purchase Title Insurance For My Home?

by Joe Bickel | Feb 9, 2017 | Home Tips, Homeowners Insurance, Personal Risk, Property Insurance, Risk Advisor Insights

The question of whether or not to purchase title insurance is one that we often get asked as insurance agents. The answer is quite simply….YES. Title insurance is a policy that protects against financial losses due to defects in the titles of real property, which will...
What You Need To Know About ERISA

What You Need To Know About ERISA

by Joe Bickel | Dec 8, 2016 | Employee Benefits, FBinsure, Retirement Plans

ERISA stands for The Employee Retirement Income Security Act and was established in 1974 to protect employee benefit plans from losses due to acts of fraud or dishonesty.  It was designed to lay out and protect a set of minimum standards for pension plans in private...

What is an Experience Modification and Why Does it Cost Me So Much Money?

by Joe Bickel | Jan 8, 2015 | Experience Mod, Workers Compensation

Anyone who has the “privilege” of handling a Business’ workers’ compensation program has probably heard of an Experience Modification (X-Mod, E-Mod or Mod’s as they are often referred to), but many do not know what it is or what function it serves in a workers’...

The biggest mistake a business can make in their workers compensation program.

by Joe Bickel | Nov 13, 2012 | Commercial, Workers Compensation

Don’t let the title of this blog fool you into thinking there are only a few errors that businesses can make when it comes to handling their workers compensation program. There are dozens of errors a business can make.  If I had to choose one that I believe most...
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