Today is National Insurance Awareness Day. We’re sharing a few reasons why insurance is important for everybody. It seems as though more and more bills pile up every year. Car payments, mortgage payments, student loans, taxes – the list goes on. It’s understandable that some people would want to cut out a few expenses to save money. They figure they can do without the extra streaming services or buying a new cell phone every time a new model is released. One thing you can’t do without, though, is insurance.  

Insurance is important for so many reasons. It helps keep people safe and protects them if something catastrophic happens. Insurance helps us plan for the things that we hate to think about – fires, theft, serious illness, etc. It gives families and businesses one less thing to worry about when disaster strikes.  

Here are some of the solutions we offer here at FBinsure. 

Life insurance 

Your family depends on you for support and your life insurance policy will ensure their financial future no matter what happens. Having a life insurance policy is a safety net that will give you and your loved ones peace of mind to know that your financial obligations are met. They don’t have to worry about things such as:

  • Funeral expenses
  • Outstanding debt
  • Estate taxes
  • Everyday living expenses

A life insurance policy is the best way to protect your loved ones from bearing any kind of financial burden that you may unintentionally leave behind. There are two main types of life insurance: whole life insurance and term life insurance. For more information about the difference between the two and to learn which policy might be the best for you, check out our blog on buying life insurance or contact FBinsure today.

Auto insurance 

In addition to being a safety net that everyone should have, some insurance is compulsory. You cannot register a car in Rhode Island, Connecticut or Massachusetts without having the vehicle insured first. This is to protect everyone on the road and ensure the safety of everyone from truckers to pedestrians.  

Homeowners insurance 

Buying a home is an investment in your future. Why wouldn’t you want to protect it? FBinsure will make sure that you have the right policy for your home and your family, evaluating your home, property and assets in order to handcraft a policy that will meet your unique needs with the ability to provide you quotes from as many as 27 different insurance companies. We’ll also walk you through the process from start to finish, to make sure you know exactly what you’re buying and signing.

Renter’s & Condo insurance

Most condos and apartment buildings now require their renters to have renter’s insurance. Some have a specific company they work with, but more often than not, they’ll let you choose your own coverage. With FBinsure, you can customize your policy and find a deductible that suits you and your assets. Click here to learn 6 interesting facts all renters should know about renter’s insurance.

Flood coverage 

Flood insurance and water damage is not covered in most homeowners insurance policies, and is written as a separate policy. In New England, hurricane season alone is enough reason to warrant a flood insurance policy, not to mention melting snow in the spring and heavy rains in the summer. Having flood and water damage coverage is crucial to protecting your belongings and your home. Click here for everything you need to know about flood coverage.

Wedding Insurance

Did you know that you can have all the aspects of your big day covered? From the food to the happy couple’s very important duds, you can make sure that your day goes off without a hitch, even if something does go awry. The average cost of a wedding now is about $27,000. That’s a lot of money lost if something goes wrong. With FBinsure, for as little as $325, your wedding insurance policy can cover a number of situations from an absent caterer to inclement weather and even a call to duty if the bride or groom are in the service. Click here to learn all about our wedding policies.

Classic Car & Motorcycle

Covering your daily driver is very different than covering a specialty vehicle like a classic car or a motorcycle. Covering those vehicles requires a different policy, written specially to protect the needs of a New England driver. FBinsure understands how important specialty vehicles are, and will work with you to write a policy that will cover exactly what you need to ensure that you recover the cost of your vehicle in the case of an accident. Click here to get a classic car or motorcycle insurance quote. 


This is New England. Being surrounded by water is not a bad thing – as long as you have coverage on your water craft. Boating can be a fun day out, but if you’re not careful and don’t have the proper coverage, it can quickly make a left turn. A marine policy can even protect your water craft if you’re on the road, transporting it for your next adventure. Click here to learn more and get a quote for your watercraft. 

Business Insurance

Whether you own a 4-employee bakery or a 400-employee warehouse and trucking service, insurance is non-negotiable for commercial ventures. FBinsure will create a unique and customized policy, tailor-made to your business. We work with dozens of different kinds of businesses to provide coverage in various industries from Trucking and Distributing to Banking, Municipalities and even Cannabis businesses. Here are some of the programs you can take advantage of when working with FBinsure:

FBinsure’s mission, through the professionalism, education, and integrity of our employees, working in an innovative and technologically superior environment, is to continually improve our products and services to meet our clients’ needs, allowing us to share our prosperity with our employees and our communities. For more information, give us a call today, and follow our social media pages so you never miss a blog post like this.


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