Tracy started her insurance journey in 1984 at the R. E. Backlund Ins. Agency.  She remained employed with the Backlund Agency through Dighton-Rehoboth Regional High School and while attending Bristol Community College. In 1988 she joined the Richardson- Cuddy Insurance Agency Inc. in the commercial lines dept. and remained until the merger with FBinsure in 2011.

Tracy oversees the operations of the Commercial Lines Dept. with a focus on large commercial accounts.  She has achieved several industry designations including Certified Property and Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Certified Risk Manager (CRM), Certified Professional Insurance Woman (CPIW), Certified Insurance Service Representative (CISR) and Certified Workers Compensation Specialist (CWCS). She is an active member of the Bristol Chapter of the Massachusetts Insurance Woman organization, a Registered Yoga Trainer and an Advanced Open Water Diver.

She is the proud mother of two grown children, a son Kyle and daughter Kayla who both reside in Dartmouth. Tracy also resides in Dartmouth with her husband Mark of almost 30 years