A graduate of University of Massachusetts - Dartmouth, Joe has a Bachelor’s Degree in Finance. His past work experience includes 16 years in retail sales, where he always enjoyed the daily interaction with people. His next 10 years were spent with a large personal lines agency, selling commercial insurance, which married his customer service talents with his education background.

He came on board with FBinsure as a Small Commercial Sales Executive in Oct 2017. His passion drives him to seek out more & larger businesses, who's owners he can offer options & relief from changing insurance marketplace.

When not in the insurance realm, Joe, an avid musician, can be seen performing in a local band on most weekends throughout the Southeastern MA & RI area. He resides in Fall River with his wife Melissa of 8 years & 4 year old son Collin James. The 2 family dogs are Eddie and Gizmo.

Joe’s secret to success is to treat others the way you wish to be treated and to always be positive & accessible to your clients.