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What is an Experience Modification and Why Does it Cost Me So Much Money?

by Joe Bickel | Jan 8, 2015 | Experience Mod, Workers Compensation

Anyone who has the “privilege” of handling a Business’ workers’ compensation program has probably heard of an Experience Modification (X-Mod, E-Mod or Mod’s as they are often referred to), but many do not know what it is or what function it serves in a workers’...

The biggest mistake a business can make in their workers compensation program.

by Joe Bickel | Nov 13, 2012 | Commercial, Workers Compensation

Don’t let the title of this blog fool you into thinking there are only a few errors that businesses can make when it comes to handling their workers compensation program. There are dozens of errors a business can make.  If I had to choose one that I believe most...

Culture vs Safety: What Drives the Cost of Workers’ Compensation?

by Tom Rogers | May 3, 2012 | Commercial, Farrell Backlund, Risk Management, Safety, Workers Compensation

Have you ever played the game of “If I was starting a football team today, who would I draft to be my starting quarterback?”  Tom Brady, of course.  That’s a no brainer, but a topic for another blog. What if we were starting a company today?  Where would you invest...

Culture vs Safety, What Drives the Cost of Workers’ Compensation

by Tom Rogers | Apr 6, 2012 | Commercial, Farrell Backlund, Risk Management, Workers Compensation

Have you ever played the game of “If I was starting a football team today, who would I draft to be my starting quarterback?”  Tom Brady, of course.  That’s a no brainer, but a topic for another blog.   What if we were starting a company today?  Where would you invest...
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