As a homeowner, making sure you are covered in the event of a total loss is a top priority. If a fire tears through your home, burns it to the ground, and neither the structure of the home nor anything inside is salvageable, this would be reported to your insurance...
This blog was originally written by Joe Bickel on March 29, 2017. It has been updated by Alyssa Anderson on July 7, 2022. Property values can be confusing, even to those in the insurance industry. Not a day that goes by that an insured does not question why the...
A standard homeowners insurance policy insures the home itself and the things you keep in it. It is typically a package policy, which means it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or...
With home values significantly reduced for the past few years, I have grown accustomed to phone calls from customers insisting that the dwelling value listed on their insurance policy is way too high. They typically say, “I could never sell my house for that much.”...
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