April showers bring…spring floods? Are you covered

April showers bring…spring floods? Are you covered

by | Apr 21, 2022 | Beyond Insuring. Ensuring, Client Focus, Coverage, Customers, Disasters, Flood, Flood Insurance, Food for Thought, Helpful Tips, Home Inspection, Home Maintenance, Home Tips, Homeowners Insurance, Hurricane Preparedness, Insurance, Insurance Claims, Insurance Cost, Insurance Coverage, mold, preparing your home, Property Insurance, Seasonal Preparedness, Summer Safety, tornado, water damage

We all know the old adage – April showers bring May flowers. But April showers can also bring some springtime flooding. Most homeowner’s insurance policies, though, do not come with flood protection, even in areas where floods are common. You don’t want to be...
Extended or Guaranteed Replacement Cost – That is the question

Extended or Guaranteed Replacement Cost – That is the question

by | Mar 10, 2022 | Beyond Insuring. Ensuring, Claims, Client Focus, Customers, Disasters, FB Team, Food for Thought, Home Inspection, Home Tips, Homeowners Insurance, Independent Agent Advantage, Insurance, Insurance Claims, Insurance Cost, Insurance Coverage, Property Insurance, Property Values

As a homeowner, making sure you are covered in the event of a total loss is a top priority. If a fire tears through your home, burns it to the ground, and neither the structure of the home nor anything inside is salvageable, this would be reported to your insurance...
The Three Types of Property Values that Everyone Should Know

The Three Types of Property Values that Everyone Should Know

by | Mar 29, 2017 | Claims, Coverage, FBinsure, Food for Thought, Homeowners Insurance, Insurance, Insurance Claims, Insurance Cost, Insurance Coverage, Joe Bickel, personal property, Property Insurance, Property Values

This blog was originally written by Joe Bickel on March 29, 2017. It has been updated by Alyssa Anderson on July 7, 2022. Property values can be confusing, even to those in the insurance industry. Not a day that goes by that an insured does not question why the...