As a homeowner, making sure you are covered in the event of a total loss is a top priority. If a fire tears through your home, burns it to the ground, and neither the structure of the home nor anything inside is salvageable, this would be reported to your insurance...
If you are shopping for new/better insurance coverage for your home what you need to know is that while most homeowners’ policies have all the same basic lines of coverage there are many ways for an independent agent to add a little razzle-dazzle to your policy....
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