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Health Insurance Renewal – The New Trip To the Dentist

Health Insurance Renewal – The New Trip To the Dentist

by Derek Smith | Aug 23, 2019 | Business Insurance, Employee Benefits, FB Benefits Advisors, Health Insurance, Healthcare, Insurance Cost

The frustration of the year after year double digit premium increases has left many business owners seeing their health insurance renewal as a necessary evil. Fed up with the empty promises of insurance agents, rising costs, diminished benefits, and a lack of options...
An Effective Response to Rising Health Care Costs

An Effective Response to Rising Health Care Costs

by Derek Smith | May 9, 2019 | Business Risk, Commercial Insurance, Employee Benefits, Risk Advisor Insights

The Rising Health Care Cost Challenge According to the National Conference of State Legislatures in 2018, the average annual employer-based family coverage premium was $19,616, up 5% from 2017! Premiums have increased over 20% since 2012. Health insurance now...
Health Insurance & the Year to Year Trap

Health Insurance & the Year to Year Trap

by Derek Smith | Feb 20, 2019 | Business Risk, Claims, Commercial Insurance, Employee Benefits, Health Insurance, Risk Advisor Insights, Risk Management

If you offer health insurance to your employees you are aware that it is bought in one – year policy increments. Every year your insurance broker arrives at your office, spreadsheet in hand ready to explain why you received an increase. Insurance carriers do this in...
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