Elsa Kicks Off 2021 Atlantic Storm Season

by | Jul 9, 2021 | Beyond Insuring. Ensuring, Personal Insurance, preparing your home, Seasonal Preparedness

The 2021 Atlantic hurricane season is already underway. After Tropical Storm Elsa made landfall along the Florida Gulf Coast on July 7, 2021 she made her way up the coast to New England to wallop us with rain. Elsa, which was downgraded from a Category 1 hurricane before landfall, is the first major named storm to hit the United States this hurricane season.

Hurricanes and tropical storms pose significant safety risks, and it’s important that you’re properly prepared throughout hurricane season. As the tropics heat up, here are a few tips to help you stay safe before, during, and after tropical storms, depressions, and hurricanes.

Before a Storm Hits 

As storms develop, the National Oceanic and Atmospheric Administration (NOAA), Federal Emergency Management Agency (FEMA), and state and local authorities will provide updates to keep you aware of a storm’s path and issuing evacuation orders when necessary. 

If a storm is projected to hit your area, consider these tips:

  • Have a family communication plan in place. Keep your devices charged and keep battery packs on hand
  • Cover all of your home’s doors and windows with storm shutters or ⅝-inch plywood
  • If your home lies in a flood zone, move furniture and valuables to a higher elevation if you can
  • Move all outdoor items inside
  • Store important documents (e.g., birth certificates or social security cards) in watertight containers
  • Make sure your generator is serviceable before the storm
  • Follow local evacuation orders and consider evacuating even if you are not required to
  • Prepare an emergency kit with dry goods, an NOAA radio, flashlights, clean water, and first-aid supplies

During the Storm

When riding out a storm, do all you can to stay safe:

  • Make sure your home is completely secure and do not go outside during the storm
  • Turn off all gas lines and consider turning off all utilities
  • Monitor the TV and radio for ongoing weather developments
  • Shelter away from doors and windows
  • Stay on the lowest level of your home, away from high winds, as long as it is safe to do so
  • If your home is flooding, move to higher ground in your home 

After the Storm Passes

Do not leave your home until local authorities deem it safe to do so. Even if it seems calm outside, it may not be safe to leave yet, as you may be in the eye of the storm. Continue to shelter until you hear otherwise. 

Following a storm, you can expect delays in emergency services in your community. Roads may also be flooded, power may be out, and debris may be in the roads. 

As cleanup begins, remember the following:

  • Be cautious of residual rain and flooding, even after the main storm has passed
  • Be very careful when exiting your home. Debris, fallen trees, and exposed wiring can make it hazardous to move around
  • Document damage that occurs on the outside or inside of your home
  • Call your home insurer to file a claim as soon as you can, insurers are often inundated with calls following natural disasters
  • Do not try to make repairs to your home by yourself without professional assistance
  • Seek medical attention or shelter from the local emergency services if necessary
  • Do not turn on your gas, HVAC, electricity, or plumbing until you can confirm there is no damage to the lines
  • Keep your pets and children inside, it is not safe for them to wander

Stay Safe During Storms

The 2021 Atlantic hurricane season has only just begun, and it follows the record-breaking 2020 season which had 30 named storms and 11 storms that made landfall. 2020 was also the fifth consecutive year of above-normal Atlantic hurricane season, and the NOAA predicts another above-normal season this year. 

Use the tips provided here, as well as any federal, state, and local guidance to keep yourself and your family safe throughout the 2021 Atlantic hurricane season. 


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