Extended or Guaranteed Replacement Cost – That is the question

Extended or Guaranteed Replacement Cost – That is the question

As a homeowner, making sure you are covered in the event of a total loss is a top priority. If a fire tears through your home, burns it to the ground, and neither the structure of the home nor anything inside is salvageable, this would be reported to your insurance...
Bells & Whistles: Homeowners Endorsements

Bells & Whistles: Homeowners Endorsements

If you are shopping for new/better insurance coverage for your home what you need to know is that while most homeowners’ policies have all the same basic lines of coverage there are many ways for an independent agent to add a little razzle-dazzle to your policy....
The Three Types of Property Values that Everyone Should Know

The Three Types of Property Values that Everyone Should Know

This blog was originally written by Joe Bickel on March 29, 2017. It has been updated by Alyssa Anderson on July 7, 2022. Property values can be confusing, even to those in the insurance industry. Not a day that goes by that an insured does not question why the...